Disclaimer

THE SOLE PURPOSE OF THIS WEB SITE IS TO PROVIDE GENERAL INFORMATION TO AGENTS, BROKERS AND REPRESENTATIVES OF TRADERS INSURANCE COMPANY AND TRADERS GENERAL AGENCY, INC. AND THEIR SUBSIDIARIES AND AFFILIATES (COLLECTIVELY, "TRADERS"). IT IS INTENDED SOLELY FOR THEIR USE AS DESCRIBED ABOVE. IT IS NOT INTENDED FOR THE USE OF ANY OTHER PARTIES INCLUDING BUT NOT LIMITED TO INSUREDS, CLAIMANTS, ATTORNIES OR REPRESENTATIVES OF ANY OF THESE PARTIES EXCEPT WHEN THOSE PARTIES ARE ACTING AS REPRESENTATIVES OF TRADERS.

YOUR USE OF THIS WEB SITE IS YOUR AGREEMENT TO THE FOLLOWING CONDITIONS OF USE WITHOUT LIMITATION OR QUALIFICATION. PLEASE READ THESE CONDITIONS CAREFULLY BEFORE USING THIS WEB SITE. THESE TERMS AND CONDITIONS MAY BE REVISED AT ANY TIME BY UPDATING THIS POSTING.

THE INFORMATION ON THIS WEB SITE IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TRADERS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. TRADERS DOES NOT WARRANT THAT THIS WEB SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WHILE TRADERS MAKES EVERY EFFORT TO PRESENT ACCURATE AND RELIABLE INFORMATION ON THIS INTERNET SITE, TRADERS DOES NOT ENDORSE, APPROVE OR CERTIFY SUCH INFORMATION, NOR DOES IT GUARANTEE THE ACCURACY, COMPLETENESS, EFFICACY, TIMELINESS, OR CORRECT SEQUENCING OF SUCH INFORMATION. USE OF SUCH INFORMATION IS VOLUNTARY, AND RELIANCE ON IT SHOULD ONLY BE UNDERTAKEN AFTER AN INDEPENDENT REVIEW OF ITS ACCURACY, COMPLETENESS, EFFICACY, AND TIMELINESS. THE INFORMATION AND DESCRIPTIONS CONTAINED HEREIN ARE PROVIDED SOLELY FOR GENERAL INFORMATIONAL PURPOSES AND ARE NOT INTENDED TO BE COMPLETE DESCRIPTIONS OF ALL TERMS, EXCLUSIONS AND CONDITIONS APPLICABLE TO THE PRODUCTS AND SERVICES.

While TRADERS uses reasonable efforts to include accurate and up to date information on this web site, errors or omissions sometimes occur. TRADERS makes no warranties or representations as to the accuracy of the content of this web site. Under no circumstances, including, but not limited to, negligence, shall TRADERS or any party involved in creating, producing, or delivering the web site be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this web site, even if TRADERS or a TRADERS authorized representative has been advised of the possibility of such damages. In no event shall TRADERS total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this web site.

TRADERS also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the web site or your downloading of any materials, data, text, images, video, or audio from this web site.

This web site is owned and operated by TRADERS. Except as otherwise expressly permitted by TRADERS, no materials from this web site or any web site owned, operated, licensed or controlled by TRADERS may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this web site for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, re-post, or use the content of this web site for public or commercial purposes, including the text, images, audio, and video without TRADERS' written permission.

Unless otherwise expressly set forth herein, TRADERS makes no representation that materials on this web site are appropriate or available for use in any location. Those who choose to access this web site do so on their own initiative and are responsible for compliance with local laws.

Unless otherwise expressly set forth herein, any information, communications or material you transmit to this web site by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of TRADERS. Such information, communications or material may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. Furthermore, TRADERS is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this web site for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.

All trademarks, trade names, logos, and icons are proprietary to TRADERS. Nothing contained on the web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this web site without the written permission of TRADERS or such third party that may own the trademarks displayed on this web site. Your use of the trademarks displayed on this web site, or any other content on this web site, except as provided herein, is strictly prohibited.
Images displayed on this web site are either the property of, or used with permission by, TRADERS. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Copyright © 2001 - 2009, Traders Insurance Company and Traders General Agency, Inc.
All rights reserved.